65ph Terms & Conditions — Your Complete Player Agreement

1 Introduction

These Terms and Conditions ("Agreement") constitute a legally binding contract between you ("Player," "User," "you") and 65ph ("65ph," "the Platform," "we," "us," "our"), the operator of the online gaming platform accessible at 65ph.cam. By accessing, registering on, or using any part of the 65ph platform — including any games, promotions, or services — you unconditionally accept and agree to be bound by this Agreement in its entirety.

65ph is a licensed online gaming operator regulated by the Philippine Amusement and Gaming Corporation ("PAGCOR") under applicable Philippine law. These Terms and Conditions apply to all services offered through 65ph.cam, including but not limited to casino games, live dealer tables, sports betting, online bingo, and electronic sabong.

This Agreement is governed by the laws of the Republic of the Philippines. Players outside the Philippines who access 65ph do so at their own risk and remain personally responsible for compliance with the laws of their own jurisdiction.

2 Eligibility

To register and maintain an account with 65ph, you must satisfy all of the following eligibility requirements at all times:

• You must be at least twenty-one (21) years of age, as required under PAGCOR regulations applicable to casino-style gaming in the Philippines.
• You must be a natural person with full legal capacity to enter into binding contracts under Philippine law.
• You must not be a resident of any jurisdiction where online gambling is prohibited or restricted by local law.
• You must not be a current employee, director, officer, or immediate family member of an employee of 65ph or any of its affiliated companies, game providers, or software partners.
• You must not have been previously excluded, suspended, or banned from the 65ph platform or any other PAGCOR-licensed gambling platform.
• You must not be subject to a self-exclusion order under any PAGCOR Responsible Gaming program.

65ph reserves the right to request documentary proof of eligibility at any time. Failure to satisfy these requirements will result in account suspension and forfeiture of any balance attributable to ineligible activity.

3 Account Registration

Each player may maintain only one (1) active 65ph account. The creation of multiple accounts — whether under the same or different identities — is strictly prohibited and constitutes a material breach of this Agreement.

When registering a 65ph account, you must provide accurate, current, and complete information including your legal name, date of birth, Philippine mobile number, and email address. You are obligated to keep this information updated at all times. 65ph is not responsible for service failures arising from outdated or inaccurate account information.

• Registration information must match your government-issued Philippine identification document.
• You must not use a pseudonym, fictitious name, or another person's identity during registration.
• Providing false registration information is grounds for immediate account termination and forfeiture of all balances.
• One account per household IP address is the general guideline; exceptions may be reviewed by 65ph on a case-by-case basis upon written request.

You are solely responsible for the security and confidentiality of your 65ph login credentials. Any activity conducted under your account credentials is your responsibility, whether or not you personally authorized it. Notify 65ph support immediately via live chat if you suspect unauthorized access to your account.

4 Account Verification (KYC)

In compliance with PAGCOR's Know Your Customer ("KYC") requirements and Philippine Anti-Money Laundering Act ("AMLA") obligations, 65ph requires all players to complete identity verification before processing any withdrawal request.

Acceptable Philippine identification documents for KYC verification include:

• Philippine Statistics Authority (PSA) National ID or PhilSys Card
• Philippine Passport issued by the Department of Foreign Affairs
• Land Transportation Office (LTO) Driver's License
• Unified Multi-Purpose ID (UMID) issued by SSS, GSIS, or PhilHealth
• Voter's ID issued by the Commission on Elections (COMELEC)

65ph may also request proof of address (utility bill, bank statement, or barangay clearance not older than three months) and proof of payment method ownership (screenshot of GCash or Maya account showing the registered name). KYC review is typically completed within twenty-four (24) hours of document submission. 65ph reserves the right to place withdrawals on hold pending successful KYC completion.

5 Deposits & Withdrawals

All deposits and withdrawals at 65ph are processed in Philippine Peso (PHP) unless otherwise stated. The following general provisions apply to all financial transactions on the 65ph platform:

• The minimum single deposit amount is ₱100 for GCash and Maya; ₱500 for bank transfers via BPI and BDO.
• The minimum withdrawal amount is ₱200 for GCash and Maya; ₱500 for bank transfers.
• 65ph does not accept deposits from third parties. The payment method used for deposits must be registered in your own name and must match your verified 65ph account name.
• Deposits made in error cannot be reversed once credited to your 65ph wallet balance.
• Withdrawal requests are processed to the same payment method used for the most recent deposit, wherever technically feasible.
• 65ph does not charge processing fees on standard GCash or Maya withdrawals. Bank transfer fees, if any, are borne by the player.
• Withdrawals of amounts accumulated through fraudulent, bonus-abuse, or prohibited activity will be voided and the relevant balance forfeited.

6 Bonuses & Promotions

65ph offers various bonuses and promotional offers to eligible players from time to time. The acceptance of any bonus at 65ph is subject to the specific terms attached to that offer, which are published in the Promotions section of your account dashboard. The following general bonus terms apply across all 65ph promotional offers:

• All bonuses carry a wagering requirement (also referred to as a playthrough requirement) that must be fulfilled in full before any portion of the bonus or associated winnings may be withdrawn.
• Wagering requirements are calculated on the total bonus amount unless stated otherwise in the individual promotion terms.
• Bonus funds cannot be withdrawn directly — only winnings derived from bonus wagering and exceeding the playthrough threshold are withdrawable.
• 65ph reserves the right to withdraw a bonus offer at any time prior to a player opting in, to modify bonus terms prospectively with reasonable notice, and to cancel a bonus credited in error.
• Bonus abuse — including but not limited to placing low-risk hedged bets across outcomes to meet wagering requirements — is prohibited and will result in bonus cancellation and potential account review.
• Players may opt out of a specific bonus at any time before wagering commences by contacting 65ph live support. Opting out forfeits both the bonus and any winnings generated from it.

Welcome deposit bonuses are available to new 65ph players on their first qualifying deposit only. Each player is entitled to claim a welcome bonus once. Any attempt to claim a welcome bonus through a second or duplicate account constitutes bonus fraud.

7 Game Rules & Fair Play

All games available on the 65ph platform operate according to the individual game rules published within each game's information panel. In the event of any conflict between these general Terms and Conditions and a specific game's rules, the specific game rules shall prevail in respect of that game's operation.

All casino games at 65ph use certified Random Number Generator ("RNG") technology independently audited by recognized testing laboratories. Live dealer games are operated by licensed third-party providers subject to their own regulatory approvals. Theoretical Return to Player ("RTP") percentages for each game are available in the game information panel.

• 65ph does not permit the use of automated betting software, bots, scripts, or any artificial intelligence tool to interact with the platform.
• Technical malfunctions — whether on the player's device or within the game engine — void all bets affected. 65ph's determination of malfunction outcomes is final.
• In the event of a disconnection during a live game round, 65ph's server logs constitute the authoritative record of game state at the time of disconnection.
• All game outcomes, RNG certifications, and payout records are subject to PAGCOR audit at any time.

8 Prohibited Activities

The following activities are strictly prohibited on the 65ph platform and constitute grounds for immediate account suspension, forfeiture of balances, and referral to Philippine law enforcement authorities where applicable:

• Accessing 65ph from a jurisdiction where online gambling is illegal without lawful authorization.
• Opening or operating more than one 65ph account simultaneously or sequentially.
• Using another person's identity, payment method, or account credentials without their written consent.
• Engaging in any form of collusion, chip dumping, match-fixing, or coordinated play against 65ph's interests.
• Depositing funds obtained through illegal means, including proceeds of any crime under Philippine law.
• Exploiting software bugs, errors, or technical vulnerabilities in 65ph's systems.
• Engaging in money laundering, structuring, or any transaction designed to disguise the origin of funds — as defined under Republic Act No. 9160 (Anti-Money Laundering Act) and its amendments.
• Harassing, threatening, or abusing 65ph staff or other players through any communication channel.

9 Account Suspension, Closure & Termination

65ph reserves the right to suspend, restrict, or permanently close any player account at any time, with or without prior notice, for any of the following reasons:

• Breach of any provision of these Terms and Conditions.
• Reasonable suspicion of fraudulent activity, bonus abuse, or account compromise.
• Failure to complete KYC verification within the required period.
• Regulatory directive from PAGCOR or any other competent Philippine authority.
• Player-initiated self-exclusion under 65ph's Responsible Gaming program.

Where an account is closed for reasons other than player-initiated self-exclusion or regulatory order, any verified real-money balance remaining (excluding bonus funds and winnings under investigation) will be returned to the player's registered payment method within fourteen (14) business days, subject to identity verification requirements being met in full.

Players wishing to voluntarily close their 65ph account may do so at any time by submitting a written request to 65ph's support team via live chat or email. Voluntary account closure does not automatically entitle a player to a refund of deposited funds already wagered.

10 Responsible Gaming

65ph is committed to the promotion of responsible gambling among Filipino players. We recognize that, while the vast majority of players enjoy 65ph as entertainment, gambling can become problematic for some individuals. 65ph provides a suite of responsible gaming tools accessible from within every player account:

• Deposit Limits: Set daily, weekly, or monthly deposit caps on your 65ph account.
• Session Time Reminders: Configure alerts that notify you when you have been playing for a specified duration.
• Cooling-Off Periods: Temporarily suspend your 65ph account for a defined period of 24 hours to 6 weeks.
• Self-Exclusion: Permanently exclude yourself from 65ph for a minimum period of six (6) months. Self-exclusion requests are processed within 24 hours and cannot be reversed during the exclusion period.
• Reality Check: On-screen notifications displayed at set intervals reminding you of your session duration and net gambling result.

65ph supports the PAGCOR Responsible Gaming Framework. Players seeking additional support may contact PAGCOR's responsible gaming offices or speak with a 65ph support agent who can provide referrals to local counselling services available in Manila, Cebu, Davao, and other major Philippine cities.

11 Intellectual Property

All content on the 65ph platform — including but not limited to software, game engines, graphics, text, logos, trademarks, trade names, interface designs, and promotional materials — is the exclusive intellectual property of 65ph or its licensed third-party providers and is protected under Philippine and international intellectual property law.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 65ph platform solely for personal entertainment purposes. This licence does not permit you to copy, reproduce, distribute, reverse-engineer, modify, publish, or create derivative works from any 65ph content or software without express written consent from 65ph.

12 Limitation of Liability

To the fullest extent permitted by applicable Philippine law, 65ph, its directors, officers, employees, agents, and affiliated companies shall not be liable for:

• Any loss of profits, revenue, data, goodwill, or opportunity — whether direct or indirect — arising from your use of or inability to access the 65ph platform.
• Any interruption, suspension, or termination of services due to technical failures, maintenance, cyberattacks, force majeure events, or regulatory orders beyond 65ph's reasonable control.
• Any losses arising from your reliance on information published on the 65ph platform, including game RTP estimates, odds, and promotional descriptions.
• Any unauthorized access to your 65ph account arising from your failure to maintain credential security.

Nothing in this Agreement limits 65ph's liability for gross negligence, willful misconduct, or fraud attributable to 65ph itself. Where liability cannot be excluded under mandatory Philippine law, 65ph's aggregate liability to you shall not exceed the total amount you deposited on the 65ph platform in the thirty (30) days preceding the event giving rise to the claim.

13 Privacy & Data Protection

65ph collects, processes, stores, and uses your personal data in accordance with the 65ph Privacy Policy (available at 65ph.cam/privacy-policy) and in compliance with Republic Act No. 10173, the Data Privacy Act of 2012, and its implementing rules and regulations as administered by the National Privacy Commission (NPC) of the Philippines.

By registering a 65ph account, you consent to the collection and processing of personal data as described in the Privacy Policy, including data required for KYC verification, PAGCOR regulatory reporting, AMLA compliance, and marketing communications (where separately consented to). You may withdraw marketing consent at any time through your account settings without affecting your ability to use the 65ph platform.

14 Governing Law & Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles.

Any dispute, controversy, or claim arising out of or in connection with these Terms and Conditions, or the breach, termination, or validity thereof, shall first be referred to 65ph's customer support team for good-faith resolution. If a dispute cannot be resolved informally within thirty (30) days, either party may refer the matter to the appropriate courts of Makati City, Metro Manila, Philippines, which shall have exclusive jurisdiction, or to PAGCOR's regulatory dispute resolution process where applicable.

15 Amendments to These Terms

65ph reserves the right to amend, update, or replace these Terms and Conditions at any time. Where material changes are made, 65ph will provide at least fourteen (14) days' advance notice to registered players via registered email address and by displaying a prominent notice on the 65ph platform.

Your continued use of the 65ph platform after the effective date of any amendment constitutes your unconditional acceptance of the revised Terms and Conditions. If you do not accept the amended terms, your sole recourse is to cease using the platform and request account closure in accordance with Section 9 above. The current version of these Terms and Conditions is always accessible at 65ph.cam/terms-conditions and supersedes all prior versions.

16 Contact Us

For questions, complaints, or correspondence relating to these Terms and Conditions, you may contact 65ph through the following channels:

• Live Chat: Available 24 hours a day, 7 days a week, directly from within your 65ph account dashboard or from the 65ph.cam website.
• Email: [email protected] — responses are typically provided within four (4) hours during normal business operations.
• FAQ: Detailed guidance on account management, payments, bonuses, and responsible gaming is available at 65ph.cam/faq.

For regulatory complaints that cannot be resolved directly with 65ph, players may contact PAGCOR at its official office in Roxas Boulevard, Pasay City, Metro Manila, Philippines.